This is a Step-by-Step Guide to repairing your credit. 
This guide includes the following:
Rules To Repairing your credit
Credit Bureaus Address
How To Obtain Your “FREE” report
Understanding A Credit Report
Personal Information Importance 
Building Credit
Begin Challenging Derogatory Items
Dispute Letters
Debt Validation-Pre Credit Report
Debt Validation Follow Up
Round 1 - Personal Information Dispute
Round 1 - Bureau Investigation Letter
Round 2 - Bureau Follow Up Letter
Round 3 - Factual Dispute
Round 3 - Method of Verification 
Round 4 - Direct to Creditor
Round 5 - Intent to File FTC Complaint 
Identify Theft Letter
Response To ID Request
No Response Letter to Bureaus 
Time Expires Dispute
Goodwill Adjustment Request
Debt Settlement Letter
Late Payment Dispute
Incorrect Balance Dispute Letter
HIPPA Letter Medical Bill #1
HIPPW Violation Letter Medical Bill #2
Inquiry Letter to Bureaus 
Inquiry Dispute Direct to Creditors
Third Party Bureau Dispute Letter
Repo Dispute to Creditors